掉皮包_Wallet Lesson - lost Euro 6600 from my account

十月十四號早上
0842在火車站買好票，準備搭上火車，竊賊不知道用何種手法拿到我銀行的密碼，同時偷走我的錢包
0850 竊賊開始提款，達到提款上限1250歐元，接著他搭車到海牙的賭博商店，用卡片購買賭博用代幣，連續在五分鐘內提出4900歐元。計畫還沒有結束，他搭火車到比利時利用國際提款，拿走最後500歐元。結束的時間1300。

總共帳戶的損失六千六百歐元，相當於25萬台幣，也就是我半年的生活費...這個竊賊知道銀行一切的規則，甚至搭火車到比利時去提錢。

昨天已經和荷蘭的朋友到警察局做了完整的筆錄並且報案，也把報案資料交給銀行調查。接下來我會寫信給銀行，並且副本給臺灣在荷蘭辦事處、萊登大學、臺夫特大學，原因是銀行沒有在我中止卡片功能的當下告訴我這件事情，當時核對最後使用卡片是在火車站，銀行應該要負責我凍結時間點之後的損失。此外銀行沒有好的安全措施警告我或是中止不正常的提款行為。

我也會聯絡我的保險公司，協助處理這件事情，銀行說4-6週會知道結果。

星期五花了一整個下午處理，希望聖誕節之前可以有好的結果。

請大家注意

1. 隨時把皮包放在口袋裡，不要帶太多不必要的卡片

2.開存錢的帳戶，不要把所有現金放在零用金的帳戶裡（留學生請注意）

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Oct. 14 I lost my wallet.

08:42 I bought the ticket to Delft. This guy probably watched me somewhere.

08:50 He stole my wallet from my bag and started to take money from ATM. He reached the max Euro 1250 at this moment. And then he went to Casino in Den Haag. He took Euro 300 each time from the machine, and he got around Euro 4900. This is not the end of the plan. He took the train to Belgium because he can take Euro 500 when traveling abroad. When he finished the last movement, it was 1300.

I went to the police station with dutch girl to have a clear declaration and went to bank to explain this situation. People in the bank helped me to write a report to the bank. I have to wait for 4-6 weeks for the final judgment. 50% I can get my money back.

Thing I am going to do:
1. Write a mail to Rabobank and cc to Taiwan Representation in Netherlands, Leiden, and Delft. The bank did not have a save system to protect my money because they did not tell me these money when I freeze my account. I wish the bank would feel much pressure from schools and Taiwan.
2. Open a saving account to put money there. And limit the amount of money that I can use per day.
3. Contact with my insurance company in NL. Ask them if they can help me.

Please put your wallet in your pocket.